Horizon Associates is a premier financial firm in Accra, providing specialized Financial Planning & Analysis, Software development, Forensic Auditing, Tax Advisory, and GRA Compliance services to high-growth SMEs across Ghana. We combine investigative integrity with modern financial oversight to protect your assets and ensure sustainable business growth.
Business owners in Accra face constant anxiety over shifting Ghana Revenue Authority (GRA) regulations, the complexity of E-VAT implementation, and the threat of crippling penalties during an audit. Without expert representation, you risk overpaying on Corporate Income Tax or facing reputational damage from unintentional non-compliance.
Our Achievement-Led Solution: We provide an impenetrable tax shield that ensures you pay only the legal minimum. Our policy is rooted in proactive planning rather than reactive filing, ensuring your business is always “Audit-Ready.”
Maintained a 100% Tax Compliance rate across all retained clients, ensuring zero penalties during high-stakes GRA reviews.
Our "Zero-Penalty Guarantee" ensures that our advisory pays for itself by eliminating avoidable fines and legal issue.
The “Invisible Drain” of internal theft, procurement inflation, and “ghost” payroll entries can destroy an SME from the inside out. Many leaders suspect irregularities but lack the objective, admissible evidence needed to take decisive legal or board-level action. Our Achievement-Led Solution: Led by our Chartered Forensic Accountants, we conduct surgical investigations that track every Cedi to its source. We don’t just find the fraud; we engineer the internal controls to ensure it never happens again. Internal fraud is not a possibility; it is a statistical probability in growing firms. The “Silent Leak” of procurement fraud or payroll inflation erodes shareholder value.
We have recovered over GH₵ 10M+ in leaked capital through surgical investigative audits.
We provide "Court-Admissible Evidence," ensuring that our findings empower the board to take decisive legal action.
Manual Chaos paralyzed many SMEs, the reliance on error-prone spreadsheets, late payroll processing, and fragmented financial records leads to poor decision-making and staff dissatisfaction. This lack of a single source of truth prevents you from seeing your real-time profitability. We replace operational friction with professional accounting precision. Our team migrates your business from manual systems to automated, cloud-synced environments.
Successfully migrated 100+ organizations from manual, paper-based chaos to integrated, cloud-synced digital accounting environments
Our policy ensures that your payroll, tax obligations, and ledger are perfectly synchronized, eliminating the risk of dual-entry errors and regulatory red flags
Most enterprises operate looking in the rearview mirror, making critical decisions based on historical bank balances rather than future projections. This lack of foresight leads to missed opportunities, over-leverage, and a failure to anticipate cash flow gaps before they become crises. Without a sophisticated financial roadmap, attracting high-level Venture Capital or bank financing is nearly impossible. We transform your raw data into a Predictive Engine. Our specialists develop “Investor-Ready” 3-statement models, 12-month rolling forecasts and many others that allow boards to simulate “what-if” scenarios such as price increases, branch expansions, or market shifts—with surgical precision.
Successfully developed 29+ custom financial models that served as the foundation for securing millions in expansion capital for our clients.
We provide the data-backed confidence required for aggressive market expansion and successful capital raises ensuring you are always two steps ahead of the market.
As a business scales, manual processes become a liability. Data Silos and fragmented software leads to human error, duplicated efforts, and a complete lack of real-time visibility for the CEO. To compete at a mid-tier level, your financial ecosystem must be automated, secure, and synchronized. We build the Digital Infrastructure that integrates your daily operations into your financial books. As specialists in SAP, Sage, and QuickBooks, we modernize your workflow, ensuring that your financial data is captured accurately at the point of origin.
Successfully migrated most SMEs to integrated cloud-based ecosystems, eliminating manual data entry for 90% of their financial tasks.
We don't just set up software; we build custom KPI dashboards that give you 24/7 visibility into your business health from any device.
Many high-growth Ghanaian SMEs reach a critical ceiling where their financial complexity outpaces their internal accounting team’s capabilities. They need the high-level strategic oversight of an experienced CFO to manage investor relations, optimize capital structure, and lead long-term planning but they are not yet ready for the GH₵30K+ monthly cost of a full-time executive. Without this leadership, the business risks “scaling into a crisis” due to poor capital allocation or a lack of financial governance. We provide the Executive Intelligence of a world-class CFO on a fractional basis. Our partners sit with your leadership team to translate complex financial data into actionable corporate strategy. We act as your Strategic Architect, ensuring that every financial move is aligned with your 5-year vision and investor expectations.
Our partners currently provide strategic oversight for a portfolio of firms across the real estate, tech, and manufacturing sectors, overseeing a cumulative GH₵50M+ in annual turnover.
Our policy is to move beyond the role of a service provider; we operate as an invested partner in your success, providing the unbiased, high-level perspective necessary to protect your legacy and maximize shareholder value.
Don’t wait for a GRA audit or a cash flow crisis to find out where your business stands. Move beyond reactive bookkeeping and step into the role of a data-driven leader.
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